Annual gross salary?	$ Monthly	$ Fortnightly
	$0.00	$0.00
How much is coming in?	$ income after tax
Fortnight Month	1st person	2nd person
Salary or wages
Benefits or pensions
Commission
Interest and Dividends
Business income
Rentals
Other - such as regular overtime
Total	$0.00	$0.00
Combined Total	$0.00
How much is going out?
Fortnight Month	$ expenses	Can I cut back?
Current home loan/rent/board
Other loans
Student loan(s)
Hire purchase(s)
Overdraft - allow 2.5% of limit
Credit and store cards - allow 5% of limit
Rates - if applicable
Insurance(s)
Household costs such as:
- Phone, power, gas
- Groceries and food
- Clothing
- Healthcare
- Car expenses
- Home repairs
Other costs such as:
- Education, childcare
- Entertainment, hobbies
- Personal spending
- Holidays
- Child support
- Superannuation and savings
Total	$0.00	$0.00
How much is left over?	$0.00

Copyright 2006 Sue Tierney Mortgages